Loan
Programs
Here’s a list of our premier programs.
Fix&Flip Loans
Loan Amount: 75K-7.5Mil
Up to 90% of the Purchase Price depending on experience
100% of the Renovation Cost;Loan Amount Not to Exceed 70% of the ARV
12 – 18 Month Terms Interest Only No Pre Payment Penalty
Rates: As Low As 9.99%
Minimum FICO: 620
DSCR Rental Loans
Property Type: Single family, condos, townhomes, multi-family 2-4 units, mixed use
30-Year Fixed, Hybrid ARMS (5/1, 7/1, 10/1) & Interest-Only Options Available
Loan Amount: $75K – $10MM
Purchase: up to 80% of the Purchase Price
Refinance Rate and Terms: Up to 80% of the As-Is Value
Refinance Cash-Out: Up to 75% of the As-Is Value
Minimum Credit Score 640
Rates Starting at 6.4%
"As Is” Appraised Value Must Be $100k or Greater (Geographical Restrictions May Apply)
Ground Up Construction Loans
Property Type: Single family, townhomes, 2-4 units, mixed useUp to 75% of Land Value or Price
Up to 90% LTC and 100% construction
Total Loan Amount 70% of ARV
Credit Score 660+
1-3 similar ground up experiences (Subject to exceptions: GC license or heavy rehab experiences)
Unsecured Term Loans
5 or 7 year Term Loans
Up to 500K Funding Available
Business Credit Card Program
Personal Credit Card Program
No prepayment penalties
Funded within 7-10 business day
Requirements
680+ Personal Credit scores in all 3
bureaus
2 years personal tax returns showing
$50,000 or more of taxable income
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