Nationwide Broker Putting the Clients Needs First
Fix&Flip
Loan Amount: 75K-7.5Mil
Up to 90% of the Purchase Price depending on experience
100% of the Renovation Cost;Loan Amount Not to Exceed 70% of the ARV
12 – 18 Month Terms Interest Only No Pre Payment Penalty
Rates: As Low As 8.99%
Minimum FICO: 600
Rental Loans
Property Type: Single family, condos, townhomes, multi-family 2-4 units, mixed use
30-Year Fixed, Hybrid ARMS (5/1, 7/1, 10/1) & Interest-Only Options Available
Loan Amount: $75K – $10MM
Purchase: up to 85% of the Purchase Price
Refinance Rate and Terms: Up to 80% of the As-Is Value
Refinance Cash-Out: Up to 75% of the As-Is Value
Minimum Credit Score 600
Rates Starting at 6.7%
"As Is” Appraised Value Must Be $100k or Greater (Geographical Restrictions May Apply)
New Construction
Property Type: Single family, townhomes, 2-4 units, mixed useUp to 75% of Land Value or Price
Up to 90% LTC and 100% construction
Total Loan Amount 70% of ARV
Credit Score 660+
1-3 similar ground up experiences (Subject to exceptions: GC license or heavy rehab experiences)
Gap Funding
Term Loans
5 or 7 year Term Loans
Business Credit Card Program
Personal Credit Card Program
No prepayment penalties
Funded within 7-10 business days
New or existing business
. Strategically acquire $50-150k+ of credit cards with 0% intro rate
.
Credit Score 700+
About AJLenders
Allan Joseph senior loan officer
AJLenders is an Independent Private Money Brokerage. We work with a handful of lenders to provide our clients with the best services, lowest rates and fast responsive closings essential for real estate investors. We provide a wide variety of real estate investment loans to our clients.
At AJLenders we can provide term sheets the same-day and financing within 15 to 25 business days depending on the type of loan. While banks can take 2-3 months to approve and fund a real estate investment property, private money real estate investment lenders can approve and finance within weeks.
What our clients say
“AJ lenders is headed by Allan who provides a hands on and personal touch to any real estate finance option you can be searching for. I have used him for multiple loans and never had one I could not get to the finish line. He will be available through the every step of the process providing support and guidance on the way to closing. Be careful of using him because you may call for a loan and end up with a new brother. You can’t go wrong with making the call. Call him today with any situation and hear what solutions or products he can offer to fit your need. I could not recommend a real estate finance person more qualified and suited to help than Allan.”
- Greg Galloway
Baltimore, Real Estate Owner
"Allan provides exeptional service for all of my loan needs. We have worked with each other for over 2 years now. He's sharp, knowledgeable and can service loans just about anywhere. I would always refer Allan to my top Investors."
- Veronica Smith
Realtor and Investor, Atlanta
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